Loan Audit Report

NextPayday Finance Limited · Generated {{ $generatedAt->format('d M Y, H:i') }} by {{ $generatedBy->name ?? 'Admin' }}

Reference {{ $loan->reference }}	Borrower {{ $loan->user?->name ?? '—' }}	Principal ₦{{ number_format((float) $loan->amount, 2) }}	Status {{ ucfirst($loan->status) }}
Phone {{ $loan->user?->phone ?? '—' }}	Tenure {{ $loan->tenure ?? '—' }} months	Start Date {{ $loan->start_date ? \Carbon\Carbon::parse($loan->start_date)->format('d M Y') : '—' }}	Referrer {{ $loan->referrer?->name ?? '—' }}

Repayment Schedule

@if($loan->repaymentSchedules->isEmpty())

No repayment schedule on file.

@else @foreach($loan->repaymentSchedules as $schedule) @endforeach

#	Due Date	Amount (₦)	Status	Attempts	Paid At
{{ $schedule->installment_number }}	{{ $schedule->due_date ? \Carbon\Carbon::parse($schedule->due_date)->format('d M Y, H:i') : '—' }}	{{ number_format((float) $schedule->amount, 2) }}	{{ ucfirst($schedule->status) }}	{{ $schedule->attempts ?? 0 }}	{{ $schedule->paid_at ? \Carbon\Carbon::parse($schedule->paid_at)->format('d M Y, H:i') : '—' }}

@endif

@if($adminActions->isEmpty())

No admin actions recorded for this loan.

@else @foreach($adminActions as $log) @endforeach

Date	Action	Admin	Details
{{ $log->created_at->format('d M Y, H:i') }}	{{ str_replace('_', ' ', ucfirst($log->action)) }}	{{ $log->admin?->name ?? '—' }}	{{ json_encode(array_filter(array_merge($log->payload ?? [], $log->changes ?? []))) }}

@endif

@if($activityLogs->isEmpty())

No payment activity recorded for this borrower.

@else @foreach($activityLogs as $log) @endforeach

Date	Type	Status	Provider	Amount (₦)	Description
{{ $log->created_at->format('d M Y, H:i') }}	{{ $log->activity_type }}	{{ ucfirst($log->status ?? '—') }}	{{ $log->provider ?? '—' }}	{{ $log->amount ? number_format((float) $log->amount, 2) : '—' }}	{{ $log->description ?? '—' }}

@endif

This document is a system-generated audit trail for internal recovery operations review.